Dental insurance companies offer a variety of plans. Commonly, companies change benefits, co-pays, deductibles, and maximums throughout the year. Working with these companies can be difficult, time consuming. Most of the time, they only pay for a portion of the procedures and they do not pay in a timely fashion. For this reason we choose to participate with select preferred provider organization (PPO) insurances (see list below). Often, prior to a procedure, insurance companies will require a pre-authorization, which simply means that we are asking the insurance company what they will cover or will not cover for you and at what percentage. To get a response from an insurance company for a pre-authorization may take several weeks. There are times that insurance companies do not cover some procedures at all, and when they actually cover procedures, it is at a range of 30% to 80% of the fee with the patient being responsible for the rest. With the insurance companies that we participate with, we will submit the claims for you.
PPO Dental Insurance Companies we participate with:
CareFirst Blue Cross Blue Shield
Connection Dental/ GEHA